Effective date: November 5, 2026
Quwaimao Insurance ("Quwaimao," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information when you visit quwaimao.com (the "Site"), submit forms, subscribe to emails, or interact with our insurance services online. By using the Site, you agree to the practices described here.
This Policy applies to personal information processed through the Site and related digital channels operated by Quwaimao. Separate notices may apply to information collected offline, through mobile applications, or by third-party insurers when you bind coverage. Where those notices differ, the notice provided at the point of collection governs for that activity.
We collect information in three primary ways: directly from you, automatically through technology, and from third parties where permitted.
When you browse the Site, we or our service providers may collect device and usage information such as IP address, browser type, operating system, referring URLs, pages viewed, time stamps, and approximate location derived from IP. We may use cookies, pixels, local storage, and similar technologies to remember preferences, measure traffic, and improve performance.
With your authorization or as permitted by law, we may receive information from consumer reporting agencies, insurance support organizations, publicly available sources, marketing partners, and anti-fraud databases to verify information, prevent fraud, and provide accurate quotes.
We use personal information for legitimate business purposes, including:
Where required, we rely on consent, contract performance, legitimate interests, or legal obligation as the lawful basis for processing.
We do not sell your personal information for money. We may share information as follows:
Aggregated or de-identified data that cannot reasonably identify you may be used or shared for research and analytics.
Cookies are small files stored on your device. You can control cookies through browser settings and, where available, our cookie preference tools. Disabling cookies may limit Site functionality. We may use session cookies for navigation, persistent cookies for preferences, and analytics cookies to understand usage patterns.
If you subscribe to emails, we will send newsletters and promotional content consistent with your preferences. Each marketing email includes an unsubscribe link. You may also opt out via our Unsubscribe page. Processing opt-out requests may take reasonable time while systems update. Transactional or servicing messages may continue as permitted by law.
We retain personal information as long as necessary to fulfill the purposes described in this Policy, including servicing policies, meeting legal and regulatory record-keeping requirements, resolving disputes, and enforcing agreements. Retention periods vary based on data type and applicable law. When information is no longer needed, we delete, anonymize, or securely destroy it.
We implement administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit where supported, access controls, and employee training. No method of transmission or storage is completely secure; we cannot guarantee absolute security. Notify us through the contact form if you suspect unauthorized access to information you provided.
The Site is not directed to children under sixteen (16), and we do not knowingly collect personal information from children. If you believe a child provided information, contact us so we can delete it.
Depending on your location, you may have rights to access, correct, delete, restrict, or port certain personal information, and to object to or withdraw consent for specific processing. You may also have the right to lodge a complaint with a supervisory authority. To exercise rights, submit a request through the Contact Us form with sufficient detail for verification. We will respond within timeframes required by applicable law.
If personal information is transferred across borders, we implement appropriate safeguards such as standard contractual clauses or equivalent mechanisms as required by applicable privacy laws.
Links to social networks or external websites are provided for convenience. Their privacy practices are not controlled by Quwaimao. Review their policies before providing personal information.
We may update this Privacy Policy periodically. The effective date at the top indicates the latest revision. Material changes will be posted on the Site and, where appropriate, communicated via email or prominent notice. Continued use after updates constitutes acknowledgment unless otherwise required by law.
Privacy questions or requests may be submitted through the Contact Us form. Please include "Privacy Request" in your subject line to help us route your message efficiently.
